Introduction
If you’re a farmer wondering how to cut down costs and earn extra income, the PM-KUSUM Ghar Yojana is your golden ticket. This government scheme helps farmers like you use solar energy for irrigation, save on electricity bills, and even sell extra power to earn more.
In this guide, we’ll walk you through all the benefits of PM-KUSUM Ghar Yojana in a simple way, with examples you can relate to. We’ll also explain how Solyug Renewables can make the process easy from start to finish.
1. Save Money on Electricity and Diesel
Many farmers still depend on diesel pumps or the unreliable electricity grid. Diesel pumps can be expensive and electricity bills often spike during the irrigation season.
With PM-KUSUM:
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You can install a solar-powered pump for irrigation.
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Once installed, solar energy is free — no fuel, no rising electricity bills.
Example: A farmer with a 5 HP solar pump in Rajasthan saved ₹20,000 in one year just on diesel costs.
It’s like planting a money tree that keeps paying for itself season after season!
2. Earn Extra Income by Selling Surplus Power
The best part? You don’t have to use all the electricity yourself. If your solar panels generate more power than you need, you can sell the extra electricity to your local electricity company (DISCOM).
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Farmers can earn ₹10,000–₹15,000 per year just by selling surplus power.
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It’s a consistent extra income stream, right from your own land.
Tip: EPC companies like Solyug Renewables handle grid integration, making selling power easy and hassle-free.
3. High Government Subsidy
One of the biggest hurdles for solar adoption is the upfront cost. But PM-KUSUM makes it easy with up to 60% subsidy:
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30% from the Central Government
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30% from the State Government
You only pay 40% of the total cost, which can also be financed via banks or NABARD loans.
Example: For a ₹2 lakh solar pump, you pay just ₹80,000 while the government covers ₹1.2 lakh!
4. Easy Loan Options
For the remaining farmer contribution, banks provide low-interest loans. This means you don’t have to worry about paying a huge amount upfront.
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Loans can often be repaid from the savings on electricity/diesel and income from selling surplus power.
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This makes solar adoption affordable and financially sustainable.
5. Reliable Irrigation Supply
No more waiting for electricity from the grid or worrying about diesel availability. Solar pumps provide consistent and reliable irrigation, even during peak farming hours.
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Plants get water exactly when needed
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Helps improve crop yields
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Reduces stress for farmers managing multiple fields
Real-life tip: Solar water pumps are especially useful in remote villages where electricity supply is unreliable.
6. Contribute to a Greener Environment
Every solar installation reduces dependence on diesel and coal-fired electricity. This means:
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Less air pollution
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Lower greenhouse gas emissions
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Cleaner air and water for rural communities
Bonus: Children and future generations benefit from a healthier environment.
7. Makes Use of Unused Land
If you have barren or uncultivable land, PM-KUSUM lets you turn it into a source of income. You can install a small solar power plant and earn by selling electricity to the grid.
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Land that was previously idle now becomes a productive asset
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Adds long-term financial security
8. Support from EPC Companies
Navigating government forms, subsidies, and installation can be confusing. That’s where Solyug Renewables comes in:
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We help identify the right component (solar pump, grid-connected plant, or retrofit).
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Handle application and documentation for subsidy approval.
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Provide installation, monitoring, and maintenance support.
This ensures farmers focus on farming, while we handle the solar setup.
Case Study: Farmer-Friendly Success
A farmer in Maharashtra installed a 3 HP solar pump with PM-KUSUM:
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Total cost: ₹1.2 lakh
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Subsidy: ₹72,000 (60%)
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Farmer contribution: ₹48,000 (loan financed)
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Annual savings on electricity: ₹12,000
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Income from surplus power: ₹8,000
Within the first year, the solar pump paid for itself and added extra income — a perfect example of PM-KUSUM benefits.
FAQs
Q1: Can small and marginal farmers apply for PM-KUSUM?
A: Yes, the scheme encourages all farmers to participate.
Q2: How long does it take to get a solar pump installed?
A: Typically 2–3 months after approval.
Q3: Can I use the pump for multiple crops?
A: Yes, solar pumps provide irrigation for multiple fields throughout the season.
Q4: What maintenance is required?
A: Minimal. EPC companies like Solyug Renewables provide annual maintenance and support.
Conclusion
The PM-KUSUM Ghar Yojana is more than just a subsidy — it’s a financial, environmental, and technological boost for Indian farmers. By adopting solar pumps or small solar plants, farmers save money, earn extra income, and contribute to a cleaner environment.
With guidance from Solyug Renewables, the process is simple, affordable, and sustainable, empowering farmers to focus on what they do best — farming.